Maison & Vous · Property Wealth

Property wealth advice on the Var coast

Enhancing, passing on and protecting your property assets with an approach that is at once personal, strategic and rooted in the local area.

Drawing on her experience in private banking, wealth management and property, Élodie Lombard guides you through the decisions that truly matter.

Discuss my situation Request a wealth analysis
Élodie Lombard, property wealth advice on the Var coast

Your assets deserve more than a simple valuation

A valuation answers “how much is my property worth?”. A property wealth analysis answers a more important question: “what should I do with this property?”

Passing on

Gifts, inheritance, dismemberment of ownership, family property holding companies (SCI): we help you understand the property implications before you speak with your notaire.

Weighing your options

Keep, sell, let or reinvest: each property should be assessed on its value, running costs, potential and your family situation.

Property investment and wealth management in the Var

Investing

Second home, furnished lettings, buy-to-let, retirement: we compare the scenarios against the local market.

Guidance for the decisions that matter

This approach is for owners who want to decide with perspective, figures and strategy.

Main home: sell, keep or pass on
Second home: let, sell or keep
Inheritance: avoid valuation mistakes
Divorce: establish an objective, defensible value
Retirement: turn property into security
Investment: assess yield, risk and potential

Élodie Lombard’s wealth career

HSBC Private Banking: private banking client management, wealth strategies, discretionary management and support for high-net-worth families.

Banque Martin Maurel: Head of France Equities, financial analysis and market insight.

AXA Patrimoine: wealth advice, retirement, provident planning, family protection and succession.

Today at Maison & Vous: property, enhancing value, passing on and supporting families along the Var coast.

What Maison & Vous does not do

Maison & Vous does not sell financial products, and does not replace a notaire, a tax lawyer or a regulated tax adviser.

Our role: to give you a clear read on property and wealth, help you compare the scenarios and point you to the right people when needed.

Our 6-step wealth method

A simple, structured, decision-focused method.

1
Understand
Your family, property and wealth situation.
2
Analyse
Your properties — their use, running costs, yield and potential.
3
Value
The true value of each property in its market.
4
Identify
The risks: works, tax, joint ownership, succession.
5
Compare
Sell, keep, let, pass on or reallocate.
6
Build
A property strategy aligned with your objectives.

The big questions we address

Every situation deserves a tailored answer.

Should I sell or keep?

We compare the property’s current value, its future potential, its running costs and your life plans.

Should I pass on during my lifetime?

We help you prepare the right questions before you speak with your notaire.

How do I plan for retirement?

Main home, second home, rental income or a strategic sale: several scenarios can be explored.

How do I protect my partner?

Ownership structure, usufruct, the matrimonial regime and inheritance must all be anticipated with the right professionals.

Should I keep my second home?

Actual use, tax, running costs, current value and rental potential are all assessed.

Should I invest or reallocate?

We compare yield, liquidity, risk, tax and potential for appreciation.

Wealth expertise rooted across the Var coast

Every market has its own wealth characteristics. A second home in Bandol, a family villa in Saint-Cyr-sur-Mer, a buy-to-let in Toulon or a house passed down in La Cadière-d’Azur are not managed in the same way.

La Ciotat
Ceyreste
Saint-Cyr-sur-Mer
La Cadière-d’Azur
Le Castellet
Le Beausset
Bandol
Sanary-sur-Mer
Six-Fours-les-Plages
Ollioules
La Seyne-sur-Mer
Saint-Mandrier-sur-Mer
Toulon

Maison & Vous wealth simulator

What is your main objective?

The key takeaways

In summary

A wealth decision is never made on intuition alone. It is built on a clear vision, a reliable valuation and a coherent strategy.

01

Value

Know the true value of your assets before any decision.

02

Compare

Sell, keep, let, pass on or reallocate according to your objectives.

03

Anticipate

Prepare inheritance, retirement, tax and succession.

04

Protect

Safeguard your family, your partner and your children.

05

Enhance

Optimise your property assets on the Var coast.

06

Decide

Move forward with a clear, personal and strategic vision.

Élodie Lombard

Élodie Lombard

Formerly a Private Wealth Manager at HSBC Private Banking, Head of the France Equities desk at Banque Martin Maurel and a Wealth and Financial Adviser at AXA, Élodie Lombard now guides owners and investors on the Var coast through their property and wealth decisions.

Your property assets deserve strategic thinking

Before selling, passing on, investing or reallocating, take the time to weigh up the options open to you.

Talk to Élodie Lombard Request a wealth analysis

Wealth Management

A property in an estate? Protect your wealth

Accepting or renouncing an estate commits your own assets. Maison & Vous supports you on the property side of your estate — from a confidential valuation of the property to its transmission or sale, with a view to protecting your wealth.

Discover wealth management →